Read this page before using the site’s information for anything that affects a person’s rights or a decision of consequence.

FCRA notice

CNTA is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). We do not prepare, assemble, or furnish consumer reports.

Information published on this site — and information gathered through the methods described here — must not be used:

  • to evaluate a person for employment, including hiring, promotion, reassignment, or retention;
  • to evaluate a person for a tenancy or lease;
  • to evaluate a person’s eligibility for credit;
  • to underwrite or set the terms of insurance;
  • for any other purpose that triggers the FCRA’s consumer-report rules.

Anyone who needs a consumer report for one of those purposes must obtain it from a consumer reporting agency that complies with the FCRA, and must follow the notice, consent, and adverse-action requirements the law imposes.

The services and government databases we describe are not consumer reporting agencies either, and their outputs are not consumer reports. A court records index or a department’s crime map shows what public record says; it is not the product the FCRA regulates.

Fair Housing standards for neighborhood content

Our neighborhood and crime guides follow the standards of the Fair Housing Act’s spirit and letter:

  • Neighborhood descriptions rely on official crime data only: the FBI Crime Data Explorer, local police incident data published through official portals, and the state and federal sex offender registries.
  • We do not describe areas by race, ethnicity, religion, national origin, sex, familial status, or disability, and we do not publish “safe” or “unsafe” characterizations of neighborhoods in those terms.
  • We do not frame neighborhoods as “safe for families” or otherwise steer housing decisions through characterization.

Official crime statistics have real limits — agencies report unevenly, incident data lags, and a rate per 100,000 says nothing about one block. We state those limits on the pages where they matter.

Nothing on this site is legal advice. The guides describe how public records work in general terms; state and local rules differ, and records access can change. For a question about your legal rights — an estate, a title, a background check, a housing decision — talk to a lawyer in the relevant jurisdiction.

No guarantees

We check facts against the sources we name, but records are uneven and prices change. A transcribed grave date can disagree with the death certificate; a people-search report can trail a living person by years; a crime map can be months behind. Verify anything that matters against a primary source before acting.

Respect for the deceased and the living

The site’s purpose is helping people find records, reconnect with family, and understand a neighborhood. Use the information with the same care you would want applied to a search about yourself: don’t repost another family’s private information, don’t confront anyone with a report they never asked for, and don’t use public records to harass.

Contact

Questions about this disclaimer: contact@c-n-t-a.com.